Frequently asked questions

We will gladly answer your questions. We act frankly. Everything is maximally transparent.

WHAT IS INVESTER?

Invester is a unique platform where projects are presented in order to raise the necessary capital. Anyone can buy a share in a selected project or company. Once the project or company makes a profit, the user will receive a return that corresponds to the portion of their ownership interest. This way, everyone can participate in new businesses, start-ups, real estate, and interesting projects.

WHAT IS THE DIRECT SHARE?

When you purchase a direct share, you buy a share in the company realizing the project. The business share is registered in your name or legal entity and you become a co-owner of the company realizing the project with all rights and obligations related to that.

WHO IS INVESTER FOR?

INVESTER is designed for all who want to get a business share in the selected company and support the creation and development of ideas, projects, innovative companies, and start-ups. The client can be either a private or a legal entity. INVESTER is for anyone who has free resources with which wants to do shared business.

Likewise, INVESTER is intended for either starting companies or already functioning legal entities who wish to sell part of their business in exchange for the necessary capital for their development and expansion.

REALIZATION OF PROFIT

Through our portal you can select a project of your choice and purchase the percentage business share of the selected company. If there is enough funding for the project, we will establish a company together with the author and realize the project.

Realization and coordination are always carried out by INVESTER, or a company in which INVESTER holds at least a minority interest.

The user owns a percentage of the selected company. According to the annual financial statements of the project, he or she is entitled to a share in the profit of the whole company in the value of the percentage he or she owns. Provided the company is successful, the user will earn a regular annual profit. Over time, the share can (depending on the company's economic results) increase in value multiple times. The share can then be sold to another potential buyer, be it a private buyer or the INVESTER platform.

WHY SHOULD I GET A SHARE IN A BUSINESS VENTURE?

Thanks to the INVESTER platform, everyone can easily acquire a share in a company or become a co-owner. As a result, profit from the share can be obtained. It is an efficient and alternative way of investment that can yield higher proceeds than a current savings account or, for example, other investments, mutual or real estate funds. With us you can always see where you put your money.

IS INVESTER FREE?

Yes, it is free of charge for all users. The only exception is the paid membership in the INVESTER CLUB.

WHAT IS THE ADVANTAGE AGAINST COMPETITIVE PROJECTS?

On the INVESTER.cz platform you can see what you are investing in. INVESTER is a platform that allows an investor to enter into a wide range of opportunities. The main advantage is the ownership of a business share in the company and the subsequent share on its profits. We were the first and still are the only investment company in the Czech Republic with the "finance for a share" mechanism.

Business shares

WHO CAN GET A BUSINESS SHARE AND HOW TO START?

Everybody can get a business share. A simple registration is enough for the purchase of a business share. In order to fully activate your account and withdraw profits, you will need to add your identity document details and bank statement to your user account to verify your identity.

NON-BINDING PREORDER

Within our platform, you order the non-binding preorder of the chosen project. You choose the amount you want to invest in the project. By the time the project is approaching funding up, we will ask you to make payment. When we receive payment, the order becomes binding.

HOW TO OPTIMALLY BUY A BUSINESS SHARE?

When acquiring business shares, it is essential to use exclusively free funds. Investing in new companies and start-ups is risky. It is advisable to spread your portfolio to limit any losses. If you do not know how to properly distribute your finances in the selection of individual projects, please feel free to contact us.

WHAT IF I WANT TO CANCEL A SHARE?

If you wish to cancel your business share, you may offer your direct share for sale to or redemption by the project author, other platform users or INVESTER.

RATING AND RISKS

Although INVESTER makes every effort to select projects, assist with their realization, and owns a share in the project realizing company, it cannot guarantee either a profit or return of the amount paid by the user for participating in the project, since the success of individual projects depends on circumstances over which the broker has no control. Always acquire a share only from free funds and diversify your portfolio. The rating below is an informative estimate by INVESTER.

Rating: A ++ No risk - We assign this rating to projects where 100% of the capital is used for the purchase of real estate and the project is solely directed by INVESTER. This could include, for example, buying a property or land for resale or rent.

Rating: A + Very low risk - This rating is assigned to projects where 100% of the capital is used to purchase physical assets. The project may also be realized by a company in which INVESTER owns a business share. This could be, for example, the purchase of property which, by its use, may lose some of its value, such as a car, lorry, agricultural equipment, etc.

Rating: A Low risk - We assign this rating to projects that already have their own business history and economic results. Capital can be used in addition to the purchase of assets, for example, for the purchase of goods for storage, marketing, and all other services described in the details of a particular project. The project may also be implemented by a company in which INVESTER owns a business share. For example, it may be a functioning company that needs finance for its further development.

Rating: B Medium risk - We assign this rating to projects that have no business history. Typically these are new companies or start-ups. Capital is mainly directed to services such as IT, marketing, advertising, or technological development. A smaller part of the capital is used for the purchase of tangible assets such as goods for storage, PC technology, etc. The project may also be implemented by a company in which INVESTER owns a business share.

Rating: C Higher risk - We assign this rating to projects that have no commercial history. Typically, these are new start-ups or mobile applications. Capital is mainly directed to services such as IT, marketing, advertising, and technological development, according to specific conditions in the project details. The project is not covered by any tangible assets and represents a higher risk which is balanced by higher profit. The project may also be implemented by a company in which INVESTER owns a business share.

DOES INVESTER GET A BUSINESS SHARE IN A COMPANY WHERE I BUY THE BUSINESS SHARE?

Yes. Individual projects can be exclusively directed by our company with a 100% share belonging to INVESTER GROUP HOLDING s.r.o. or INVESTER GROUP SOCIETY a.s. More often a new company is founded with the author of the project, where INVESTER owns at least a minority share. Learn more in the details of a specific project.

WHAT TYPES OF PAYMENT METHODS DO YOU SUPPORT?

Only bank transfer payments are possible.

WHAT HAPPENS IF A PROJECT DOES NOT GENERATE ANY PROFIT?

If the project fails or if it is not meeting the long term goals for a long time, we can decide to terminate the project if it is in the interest of the user and in order to ensure the minimization of financial losses. We will always discuss any such steps individually with all stakeholders.

WHAT HAPPENS IF THE TARGET AMOUNT IS NOT REACHED?

If there are insufficient funds to realize a project, we will refund the received payment to your bank account within 3 working days after closing the project on the INVESTER platform. If you choose another project, you can move your funds to it.

WHAT IF THE FINANCED ASSETS ARE DAMAGED OR STOLEN?

In some cases, we require specific property insurance if the nature of the project requires so. All vehicles are insured by ALL RISK insurance against all insurable circumstances.

CAN I ACQUIRE A SHARE IN A BUSINESS SEVERAL TIMES WITHIN THE SAME PROJECT?

Yes of course. There is no limit to the number of individual purchases.

CAN A USER BE A LEGAL ENTITY?

Yes. If you register as a business, you can acquire a share in the same way as individuals.

WHAT ARE THE RIGHTS AND DUTIES WHEN PURCHASING A DIRECT SHARE?

The rights and obligations of the shareholder in the ownership of a direct share are the same as in any variant of ownership of a business share in the legal entity. The rights of the shareholder arise from the size of the share held and the nature of the legal entity used for the project. For example, the owner of a direct business share has the right to inspect the company's accounts, attend general meetings, obtain information directly from the company management or project author, and make suggestions and comments.

PROFITS AND FINANCIAL PAYMENTS

HOW LONG WILL I WAIT UNTIL I GET MY SHARE OF THE PROFIT?

Once the project is successfully funded, it takes time to physically purchase the property, establish a company, and realize the entire business opportunity. This period is individual for each project. More details can be found in the details of the specific project. Usually, the first profits are being paid after completion of the company's financial statements for the stated period, i.e. at the end of March each year. The exact date is displayed in your user account.

IS IT POSSIBLE TO MAKE A LOSS ON MY INVESTMENT?

Yes. Although we make every effort to select projects, assist with their realization, and our company always holds a share in the project realizing company, we cannot guarantee either a profit or the return of the amount paid by the user for participation in the project because the success of individual projects depends partly on things we cannot influence. Starting projects are always risky. Always use only available funds and diversify your portfolio appropriately.

HOW WILL MY FINANCES BE PROTECTED?

Each project describes the purpose for which the project or the company wants to use the funds. If a company buys a movable or immovable property, the investment is safer than if all the funds are directed to overheads or marketing.

IS IT NECESSARY TO PAY TAX FROM PROFIT?

The yield is subject to a tax according to citizenship of the investor and corresponding laws.

WHY ADD A PROJECT TO INVESTER?

WHY SHOULD I FINANCE MY PROJECT THROUGH INVESTER?

Our platform operates on the principle of "finances in exchange for a business share in a company." On our platform, the author of the project can sell a part of his business share to investors in exchange for raising the necessary capital. With capital, you can quickly accelerate your development, expand your business, and not worry about paying interest on your loan. Part of the company is owned by investors or the INVESTER group, with which the company shares its annual profits (according to the size of the share sold).

WE WILL HELP YOU WITH MARKETING

Invester is strong in marketing. We help our projects succeed in the online and offline world. Marketing along with providing the financing creates a strong foundation for a successful start of every early-stage project or start-up.

WE WILL HELP YOU WITH STARTING YOUR PROJECT

INVESTER offers projects a wide range of services that new companies and start-ups often use. Whether it is setting up the company, legal or accounting services, consulting, IT and online web services, broad marketing, or sales support. Our team has many years of experience in developing early-stage projects. If you get capital from our investors, INVESTER will be your partner.

DO I NEED TO HAVE A COMPANY TO ADD A PROJECT?

You do not need to have a company. We will establish the company with you after the project has been set up and will distribute the shares directly between investors, you and our company. What is necessary, however, is a precisely prepared business plan with a plan for a clear return on investment and monetization of the entire project. If you do not have a business plan, we will be happy to prepare it for you together with an audit as a paid service. During the audit, we may find out that the project has no chance of succeeding in the market or getting our funding. Although it is the worse option, it will help you as an author to prevent unnecessary investment of your time and resources into a project that has no chance succeed. Even in this case you will receive a completely elaborated audit or business plan - you can rework the project or use the obtained materials to raise capital elsewhere.

ADDITIONAL QUESTIONS

HOW DOES THE INVESTER PLATFORM MAKE ITS MONEY?

Our platform earns a commission of 15% of the project's target amount if it is up to 10000€. If the target amount is between 10000€ and 200000€ Invester takes 10% commission. When the target amount is more than 200000€ the commission is 5%. At the same time, our platform offers paid service packages to project authors in order to help the project start successfully. Establishing legal entities, legal consulting, website creation and IT services, accounting services, marketing, and consulting are all areas with which we can help start-ups to accelerate their growth and monetization.

We have at least a minority stake in each project or legal entity that INVESTER finances. As a result, INVESTER gains a small share of profit from all the projects that have been realized.

WHERE CAN I SEE CURRENT INFORMATION?

Follow us on Facebook for regular updates. Several times a year we hold regular meetings of our platform investors, where you can find up-to-date information on the progress of individual projects. We send a newsletter to registered users, informing them, among other things, about current and upcoming projects.

DOES THE INVESTOR PAY FEES?

We do not charge fees to individual investors. INVESTER charges three types of fees- 5%,10%, and 15% depending on the requested amount to be funded. The fee is deducted after the project has been successfully financed.

COULD INVESTER SUPPORT MY IDEA?

Absolutely yes, if you think we might be interested in your idea, look at what we need to know from you.

HAVE YOU NOT FOUND THE ANSWER TO YOUR QUESTION?

Ask us, we will be more than happy to answer any question you have.